Cash Flow & Working Capital Advisory

A profitable business can still fail if it does not effectively manage cash flow.

Many growing companies experience financial pressure not because their business model is unsuccessful, but because cash is tied up in receivables, inventory, operating cycles, or inefficient financial processes.

At SHAAS, we provide Cash Flow & Working Capital Advisory Services in the UAE to help CEOs, founders, and management teams improve liquidity, optimise working capital, strengthen cash management, and build greater financial resilience.

Our approach combines financial analysis, operational understanding, and strategic planning to help businesses maintain better control over cash and make informed decisions that support sustainable growth.

Cash flow advisory focuses on helping businesses understand, manage, and improve the movement of cash through the organisation.

It helps businesses answer critical questions:

• How much cash do we have available?
• How much cash will we need in the future?
• When will cash pressures arise?
• How can we improve cash availability?

Working capital represents the funds required to operate the business day-to-day.

It is influenced by:

• Accounts receivable
• Inventory management
• Supplier payments
• Operating cycles
• Short-term financing requirements

Effective working capital management helps businesses operate efficiently while reducing unnecessary cash constraints.

"We are profitable, but we are struggling with cash flow."

Profit does not always equal available cash.

Businesses can experience cash pressure due to:

• Slow customer payments
• High inventory levels
• Rapid growth
• Poor cash planning
• Inefficient payment cycles

SHAAS helps identify the causes of cash pressure and develop practical solutions.

"We do not have clear visibility of our future cash position."

Without accurate cash forecasting, businesses may react to problems after they occur.

SHAAS helps businesses develop:

• Cash flow forecasts
• Liquidity planning
• Cash monitoring frameworks
• Scenario analysis

Providing management with better visibility and control.

"Our customers take too long to pay us."

Delayed collections can restrict growth and create unnecessary financing needs.

SHAAS helps businesses improve:

• Receivables management
• Customer payment processes
• Credit control practices
• Collection monitoring

Helping businesses accelerate cash conversion.

"Too much cash is tied up in inventory or operations."

Excess working capital can reduce financial flexibility.

SHAAS helps businesses evaluate:

• Inventory levels
• Operating cycles
• Procurement processes
• Cash utilisation

Identifying opportunities to release trapped cash.

"We are growing quickly but cash is becoming a constraint."

Rapid growth often requires additional working capital.

SHAAS helps businesses plan for:

• Growth-related cash requirements
• Funding needs
• Expansion impact
• Operational scaling

Ensuring growth does not create unnecessary financial pressure.

SHAAS begins by analysing your current cash position and identifying improvement opportunities.

Our assessment may include:

• Cash flow patterns
• Cash conversion cycle
• Receivables performance
• Payables management
• Operating cash requirements

Effective cash management requires forward visibility.

SHAAS develops cash flow forecasts covering:

• Expected inflows
• Expected outflows
• Cash requirements
• Liquidity gaps
• Funding needs

Helping businesses anticipate future cash requirements.

SHAAS helps businesses improve cash availability through practical recommendations, including:

• Improving collection processes
• Optimising payment cycles
• Reviewing cost commitments
• Improving operational efficiency
• Identifying cash release opportunities

Working capital improvement focuses on reducing unnecessary cash tied up in daily operations.

SHAAS supports businesses in reviewing:

Including:

• Collection performance
• Customer payment terms
• Outstanding balances
• Credit policies

Including:

• Inventory levels
• Stock turnover
• Excess inventory identification
• Working capital impact

Including:

• Supplier payment terms
• Payment scheduling
• Supplier relationships
• Cash management opportunities

The speed at which a business converts investment into cash directly impacts financial health.

SHAAS analyses:

• Days Sales Outstanding (DSO)
• Days Inventory Outstanding (DIO)
• Days Payables Outstanding (DPO)

Helping businesses identify opportunities to improve cash efficiency.

Businesses need sufficient liquidity to operate and respond to opportunities.

SHAAS helps management establish:

• Minimum cash requirements
• Liquidity monitoring
• Cash reserves planning
• Short-term financial strategies

Businesses experiencing cash pressure require structured analysis and action.

SHAAS supports:

• Cash flow diagnosis
• Financial pressure assessment
• Cost and cash reviews
• Recovery planning
• Short-term financial priorities

Growth often requires careful cash planning.

SHAAS helps businesses assess the cash impact of:

• New projects
• Hiring plans
• Expansion initiatives
• Market entry
• Capital investment

Helping businesses improve liquidity and establish stronger cash management practices.

Supporting companies managing growth-related cash requirements.

Helping family-owned companies strengthen financial discipline and sustainability.

Supporting businesses that require stronger financial visibility and reporting.

Helping organisations optimise working capital and improve financial efficiency.

SHAAS provides Cash Flow & Working Capital Advisory Services across industries including:

• Technology
• Healthcare
• Real Estate
• Construction
• Manufacturing
• Trading
• Logistics
• Hospitality
• Education
• Retail
• Professional Services
• Financial Services

We review your current cash position, working capital cycle, and financial challenges.

We evaluate:

• Cash movements
• Operating cycles
• Receivables
• Inventory
• Payables
• Liquidity requirements

We identify areas where cash can be improved or released.

We support businesses in applying practical improvement initiatives.

We help establish monitoring frameworks to maintain stronger cash discipline.

Cash flow challenges are often linked to operational decisions. We analyse both financial and business factors.

We focus on actionable recommendations that improve real cash outcomes.

We help businesses anticipate cash requirements rather than react to cash problems.

We understand the challenges SMEs and growing companies face when scaling operations.

Cash flow management connects with wider business decisions.

SHAAS combines:

• Fractional CFO Services
• Financial Planning & Analysis
• Budgeting & Forecasting
• Business Performance Improvement
• Corporate Finance Advisory

Providing comprehensive financial support.

Depending on your requirements, deliverables may include:

• Cash flow assessment
• Cash flow forecast model
• Working capital analysis
• Cash conversion cycle review
• Receivables improvement plan
• Payables optimisation recommendations
• Liquidity assessment
• Cash improvement roadmap
• Management reporting

Profitability does not guarantee available cash. Businesses can generate profits while experiencing cash shortages due to delayed collections, inventory investment, or payment timing differences.

Businesses can improve cash flow by accelerating collections, optimising inventory, managing supplier payments, improving forecasting, and controlling unnecessary cash commitments.

Working capital optimisation focuses on improving how efficiently a business manages short-term assets and liabilities to release cash and improve financial flexibility.

Businesses should review working capital regularly, especially during periods of rapid growth, expansion, financial pressure, or changing market conditions.

Yes. SHAAS can assess cash flow challenges, identify improvement opportunities, and develop practical actions to strengthen liquidity.

Take Control of Your Cash Flow. Strengthen Your Business Future.

Cash is the foundation that allows businesses to operate, grow, and capture opportunities.

SHAAS helps businesses improve cash visibility, optimise working capital, and develop stronger financial control to support sustainable growth.

Whether you are facing cash pressure, preparing for expansion, or seeking better financial discipline, our Cash Flow & Working Capital Advisory Services in the UAE provide the insight and support needed to improve liquidity and strengthen business resilience.

Contact SHAAS today to discuss how we can help improve your cash flow management.